Water damage have caused outrageous amount of money each year for Houston, TX homeowners. Literally, billions of dollars are loss due to damages that could have been prevented. According to the American Insurance Association,” Insurance claims of homeowners for water damage have been growing faster than other insurance components”. Most of the time when disaster strikes homeowners at Houston are unaware of what is being specified in their policy. And by the time the damage is done it is often too late.
Water damage covers a series of potential loss. Although not that often but when it does, it can extremely be stressful.
Water damage typically comes from:
- Leaking or Bursting Pipes
One of the common culprits of water damage are pipes that leaks and burst. The leakage and bursting are due to pressure buildup on toilets and drains that are blocked, rusty old pipes and roots that grow into pipes.
- Plumbing Problems
Plumbing problems are impossible to detect because most of the issues occurs behind the wall. Plumbing problems are due to pipe joints and hose not fully attached.
- Malfunctioned Household Appliances
Rusty old pipes of old appliances like the most frequently used water tanks and washing machines are weak and may become susceptible to deterioration.
- Heating, ventilating and air conditioning units
Heating, ventilating and air conditioning units can cause moisture buildup if not regularly maintained. Moisture promotes mold growth and spores dispersal.
- Basement, Attic and Crawl Space
Most piping lines and electrical wires are found on crawl spaces. This portion of the house is more prone to water damages. Damp and dark crawl space allows mold to grow faster, destroying not just the structure but also the foundation of the house.
However, there are also unforeseen environmental incidents that may trigger water damage such as natural disaster. These unforeseen disaster cannot be control but preventive measure to minimize the effects on home can be made. Most insurance policy of homeowners in Houston, TX does not cover flood damage, however other types of water damage are covered. Therefore, it is recommended for homeowners to know the source of water damage not just to prevent some accidents but also to know the type insurance claim to make.
Below are some of the most interesting water damage statistics in Houston, TX
- Water damage is the second most frequently filed insurance
- 93 % of all water damage can be prevented
- Due to water damage, billions of dollars are spent each year in restoring properties
- A 1/8-inch crack in a pipe can release 250 gallons of water each day
- Almost 40 % of homeowners at Houston confessed that they have spent large amount of money due to water damage.
- About 20 percent of all insurance claims related to water damage of some kind
Managing water damage at home is usually time-consuming and expensive. But for homeowners who are aware of the extent of damage, the amount of money involve in restoration, policy claims and some other issues brought by water damage they are most likely be able to stop the problem before they become major issues.